The question whether to pay off your mortgage or not has been a debate for decades. After studying analyzing various scenarios - most of the time - the answer is to not pay off of your mortgage early based on financial ramifications regarding building personal wealth (please see a your financial advisor for more details). I wrote an article on this topic here: https://gregdermond.com/2019/05/why-i-cant-agree-with-mr-wonderfuls-advice-on-mortgages/.